Solidgate

𝗜𝘀 𝘆𝗼𝘂𝗿 𝗽𝗮𝘆𝗺𝗲𝗻𝘁 𝘀𝘁𝗮𝗰𝗸 𝗰𝗼𝘀𝘁𝗶𝗻𝗴 𝘆𝗼𝘂 𝗴𝗿𝗼𝘄𝘁𝗵? 📉 💵 Most businesses start with one payment provider, and it “just works.” Then, you scale, and that same setup becomes the reason markets stall, ops choke, and revenue leaks. 𝗔 𝘀𝗶𝗺𝗶𝗹𝗮𝗿 𝗽𝗮𝘁𝘁𝗲𝗿𝗻 𝗲𝗺𝗲𝗿𝗴𝗲𝘀: ⚠️ Limited local methods and acquirers block high‑potential markets ⏱️ New market entries turn into months of one-off integrations for every new market 📊 Reconciling payments across fragmented systems slows finance and ops and hides true unit economics 📉 Custom flows and compliance needs stall because they’re hard to implement 💳 Outdated card details and static routing silently drain 3-5% of recurring revenue → Scalable architecture is key here. The question isn't whether you can afford to upgrade your payment stack – it's whether you can afford 𝘯𝘰𝘵 𝘵𝘰. 𝗔 𝗿𝗲𝗮𝗹 𝗲𝘅𝗮𝗺𝗽𝗹𝗲: One subscription business found their fragmented payment setup cost them $200K annually in preventable declines and ops bottlenecks. After consolidating their stack onto a unified platform that grows with their needs, they recovered 85% of that lost revenue in 90 days. 𝘚𝘰, 𝘸𝘩𝘢𝘵'𝘴 𝘵𝘩𝘦 𝘢𝘤𝘵𝘪𝘰𝘯 𝘱𝘭𝘢𝘯 𝘩𝘦𝘳𝘦? ➡️ Start by measuring your current payment friction: authorization rates by region, time to integrate new methods, and revenue lost to preventable declines. The numbers will tell the story. Our latest guide explains how to identify bottlenecks in your current payment stack, measure the cost of payment friction, and build a scalable infrastructure that grows with you. Link is in the comments 👇

𝗦𝗲𝗲 𝘄𝗵𝗮𝘁 𝘆𝗼𝘂𝗿 𝗱𝗶𝘀𝗽𝘂𝘁𝗲 𝘀𝘁𝗿𝗮𝘁𝗲𝗴𝘆 𝗿𝗲𝗮𝗹𝗹𝘆 𝗿𝗲𝗰𝗼𝘃𝗲𝗿𝘀 𝘄𝗶𝘁𝗵 𝗗𝗶𝘀𝗽𝘂𝘁𝗲 𝗔𝗻𝗮𝗹𝘆𝘁𝗶𝗰𝘀 𝗶𝗻 𝘁𝗵𝗲 Chargebackhit 𝗛𝘂𝗯 📊 💵 Most merchants know how many chargebacks they receive. Very few can clearly see how much net revenue they actually win back. Without that, it's hard to decide when to fight or refund, where to invest, and which playbooks to scale. Chargebackhit, powered by Solidgate, built the Dispute Analytics dashboard to close that gap. If you already use our Representment service, you now get a clean view of your dispute performance across cards and APMs in one dashboard. 𝗧𝗵𝗶𝘀 𝘁𝘂𝗿𝗻𝘀 𝗱𝗶𝘀𝗽𝘂𝘁𝗲 𝗺𝗮𝗻𝗮𝗴𝗲𝗺𝗲𝗻𝘁 𝗳𝗿𝗼𝗺 𝗮 𝗰𝗼𝘀𝘁 𝗹𝗶𝗻𝗲 𝗶𝗻𝘁𝗼 𝗮 𝗺𝗲𝗮𝘀𝘂𝗿𝗮𝗯𝗹𝗲 𝗽𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲 𝗹𝗲𝘃𝗲𝗿: ✅ Risk and payments teams see how representment impacts the bottom line ✅ Finance gets clean data to include recovered revenue in their performance reports  ✅ Leadership can make data-driven decisions about scaling dispute management resources If you are a Chargebackhit merchant, Dispute Analytics is already available in your Hub. Log in, open the Dispute Analytics section, and see what your recovery performance really looks like. 👉 Swipe to see what you can track:

High-volume web2app funnels break when the payment layer can't keep up. We partnered with Solidgate to give clients the stability they need. Web2app funnels require payment infrastructure that can handle serious transaction volume. When payment processing becomes unstable, you lose revenue that should never be at risk. Solidgate powers some of the largest businesses in the world. Their infrastructure is reliable, built for high volume and designed for continuity. As our clients grew and their funnels started processing significant revenue, payment stability became the critical bottleneck. To provide the best service, we needed to integrate with a partner whose infrastructure could match that demand. Now our clients can process payments through Solidgate's acquiring and payment registration, which gives them stability when they run serious traffic and subscription volume. It matches the standard we want the entire system to meet. Choosing partners is part of building the product. We look at each integration carefully and select the strongest option in every category. How do you choose partners when every integration directly affects your revenue?

𝗦𝗼𝗹𝗶𝗱𝗴𝗮𝘁𝗲 𝗶𝘀 𝗽𝗿𝗼𝘂𝗱 𝘁𝗼 𝗯𝗲 𝘁𝗵𝗲 𝗚𝗲𝗻𝗲𝗿𝗮𝗹 𝗣𝗮𝗿𝘁𝗻𝗲𝗿 𝗼𝗳 𝘁𝗵𝗲 𝗜𝗖𝗣𝗖 𝗪𝗼𝗿𝗹𝗱 𝗦𝗲𝗺𝗶𝗳𝗶𝗻𝗮𝗹 𝗳𝗼𝗿 𝘁𝗵𝗲 𝗦𝗼𝘂𝘁𝗵-𝗘𝗮𝘀𝘁𝗲𝗿𝗻 𝗘𝘂𝗿𝗼𝗽𝗲 𝗿𝗲𝗴𝗶𝗼𝗻 🏆 🎓 This year, we’re supporting two strong teams from  Taras Shevchenko National University of Kyiv at ICPC - International Collegiate Programming Contest – one of the world’s top competitive programming tournaments. Fun fact: one of the competitors is a junior engineer from Solidgate, representing her university on the big stage 💪 Inside the company, we’re building our own community of competitive programmers – people who think in algorithms, thrive on hard problems, and enjoy testing themselves against the best. Many of our engineers are former Olympiad prize-winners, and it shows in their work: speed, structure, the ability to solve what looks impossible. We’re also running a mini board-game championship alongside the official contest. Yes, we’re the kind of nerds who can debate algorithms and board-game strategies for hours, and we love it 🤓 Wishing our teams strong results, and looking forward to seeing them in the finals!

📚 7 must-read books to understand modern payments 💳 You can't optimize what you don't understand – and payments are one of those systems where a little knowledge can save you months of trial and error (and a LOT of revenue). This is the curated reading list we at Solidgate always share with our new hires. If you operate in e-commerce, SaaS, or subscription businesses, these books will speed up your learning curve and help you spot high-impact opportunities others miss. Think of it as leveling up your payments IQ 😎 👇 Swipe to see our top picks and who they're best for, or 🔖 this post for later: 1️⃣ Anatomy of the Swipe: Making Money Move by Ahmed Siddiqui Written by one of the founding members at fintech companies Marqeta and Branch, this book is by far the best intro to Paytech. We make it required reading for new hires at Solidgate because it answers the "why" behind payment flows. 2️⃣ Global Payments: And the Fintech Innovations Changing the Industry by Carol Coye Benson Perfect for understanding how different markets handle payments. Essential when you're evaluating expansion opportunities or comparing conversion rates across regions. 3️⃣ Acquiring Card Payments by Ilya Dubinsky A highly technical guide that explains how card acquiring works under the hood, and what actually happens during an online credit card transaction. Invaluable for anyone who is tasked with designing and managing payment systems. 4️⃣ Fintech Law and Compliance: A History and Operator’s Guidebook by Faraz Rana The best 101 on compliance in fintech. Helps you spot compliance risks before they become expensive problems and understand why certain payment flows exist. 5️⃣ Designing Mobile Payment Experiences by Skip Allums Essential starter for mobile-first businesses by a design leader who worked at Google, PayPal, and Capital One. Helps you understand why certain checkout flows convert better and how to design safe payment experiences that reduce abandonment. 6️⃣ Payment Systems: From the Salt Mines to the Board Room by alec nacamuli Provides the architectural thinking and processing principles needed to evaluate payment infrastructure decisions. Great for understanding how your choices today will scale with growth. 7️⃣ The Field Guide to Global Payments by Sophia Goldberg Written by a former Adyen executive, this one offers the international perspective needed to evaluate global payment strategies or troubleshoot regional performance issues. Have you read any of these? ✍ Share your favorite fintech book in the comments, and we'll refresh our Solidgate recommended reading list.

Meet AI-powered search in Solidgate documentation 📃 🚀 Documentation should be your shortcut, not your bottleneck. When teams can't find answers quickly, they're forced to: ❌ Dig through pages ❌ Guess at keywords ❌ Escalate to support That slows integration and creates unnecessary friction. That's why we've transformed how you find information in our documentation. The new AI search understands your intent and delivers precise context-aware answers instantly – no scrolling, no guessing, no detours. Here’s what you get: ☑️ Faster onboarding, better feature adoption, and smoother product launches ☑️ Instant answers that keep your team focused on building ☑️ Less time spent on support tickets and engineering context-switching Payment management gets easier when documentation helps your team move quickly from discovery to action. 📽️ Check out the short video, and start finding answers with a click: https://lnkd.in/dHsauATA

𝗘𝘅𝘁𝗲𝗿𝗻𝗮𝗹 𝗯𝗶𝗹𝗹𝗶𝗻𝗴 𝗶𝘀 𝗹𝗶𝘃𝗲 𝗼𝗻 𝗚𝗼𝗼𝗴𝗹𝗲 𝗣𝗹𝗮𝘆 𝗦𝘁𝗼𝗿𝗲 – 𝗛𝗲𝗿𝗲’𝘀 𝘄𝗵𝗮𝘁 𝗶𝘁 𝗺𝗲𝗮𝗻𝘀 𝗳𝗼𝗿 𝗮𝗽𝗽 𝗱𝗲𝘃𝗲𝗹𝗼𝗽𝗲𝗿𝘀 👇 Remember when Apple opened the door to external billing earlier this year? Google has now followed suit. Developers in the U.S. can now bypass Google Play Billing and process payments through third-party checkouts. Here's the bottom line: ✅ Increase margin: Pay just 9% or 20% instead of up to 30% Google Play Billing tax ✅ Own your data: You have full control over your payment data and customer relationships ✅ Design your pricing: Set dynamic pricing, promotions, and subscription models without platform restrictions ✅ Expand distribution: Move beyond single-platform dependency For subscription apps pulling $10M+ annually, this change could unlock millions in previously lost margin. In other words, we’re entering a new era of monetization for both Android and iOS apps. For subscription apps pulling $10M+ annually, this change could unlock millions in previously lost margin. In other words, we’re entering a new era of monetization for both Android and iOS apps. But transitioning isn’t just a flip of a switch. You’ll need a compliant payment infrastructure, operational readiness, and a seamless user experience from day one. 𝗔 𝗾𝘂𝗶𝗰𝗸 𝘁𝗿𝗮𝗻𝘀𝗶𝘁𝗶𝗼𝗻 𝗽𝗹𝗮𝘆𝗯𝗼𝗼𝗸 𝗳𝗼𝗿 𝗲𝘅𝗲𝗰𝘂𝘁𝗶𝘃𝗲𝘀: 1️⃣ Run a controlled pilot: select a high-value cohort and measure conversion, ARPU, and churn 2️⃣ Prepare ops: tax reporting, PCI/tokenization, dispute handling 3️⃣ Route payments smartly: optimize processors by region to lower fees and improve approvals 4️⃣ Monitor economics weekly: set go/no-go thresholds based on uplift vs. incremental operational costs Thinking about testing external billing for Android apps? Solidgate helps app developers navigate this transition, from compliance setup to go-live optimization. 👉Learn more in our new post: https://lnkd.in/de6SC8Zt #GooglePlay #AndroidDevelopment

Black Friday and Cyber Monday are the annual stress tests for your payment stack. A 1-3% drop in approval rate during a peak hour can erase a week of margin. 👉Transaction latency spikes during peak times. 👉Fraud detection systems trigger false positives. 👉Gateways throttle if rate limits or capacity thresholds are not properly scaled. 👉The cost of every lost conversion compounds fast. The leadership question: Where is your single point of failure, and how quickly can you reroute traffic between acquirers, gateways, and fraud systems? A quick pre-mortem checklist for this week: ☑️ Capacity and rate limits validated across acquirers and gateways ☑️ Active-active routing and hot failover tested end to end ☑️ Time-bound fraud rule windows with real-time monitoring ☑️ War-room playbook, escalation paths, and SLAs confirmed We’re running a quick poll to understand the #1 payment challenge you’re preparing for this year. Your input will help benchmark how teams across the ecosystem are gearing up for peak season. 👇 Cast your vote and share your experience in the comments.

What if your payment stack could add nearly $1M to your bottom line without acquiring a single new customer? 💡 For a digital platform processing $50M/year, after introducing a payments orchestration layer, the results were clear: ✔️ Authorization rates up 15% ✔️ Chargebacks reduced by 0.22% ✔️ $780K saved per year How did they get there? Smarter payment routing, network tokenization to prevent declines, AI-driven retry logic, local acquirers for higher approvals, and automated dispute handling – all coordinated from a single integration. Scaling your product is one thing. Scaling payments properly is what protects margin and revenue as you grow. If you’re processing over $3M/year and want to stop losing revenue to payment inefficiencies, read our full post on orchestration ROI 👇

𝗪𝗵𝗲𝗻 𝗮 𝘀𝘂𝗯𝘀𝗰𝗿𝗶𝗽𝘁𝗶𝗼𝗻 𝗯𝘂𝘀𝗶𝗻𝗲𝘀𝘀 𝗵𝗶𝘁𝘀 $𝟭𝟬𝗠 𝗔𝗥𝗥, 𝗼𝗿𝗰𝗵𝗲𝘀𝘁𝗿𝗮𝘁𝗶𝗼𝗻 𝗯𝗲𝗰𝗼𝗺𝗲𝘀 𝗮 𝗺𝘂𝘀𝘁-𝗵𝗮𝘃𝗲 – 𝗯𝘂𝘁 𝘄𝗵𝘆? We’ve watched countless companies hit the same wall 🧱 Their homegrown payment stack that worked perfectly at $1M suddenly becomes their worst enemy. Here's what happens: A European SaaS company wants to expand to Brazil. They need local acquiring to boost acceptance rates. That means setting up a Brazilian entity, navigating KYB procedures that take months, integrating with local payment rails, and hiring local compliance expertise. Meanwhile, their growth targets are slipping, and competitors are eating their lunch. The pattern is always the same: 📉 MRR drops because acceptance rates plummet in new markets 📉 Conversion rates fall without localized payment methods 📉 Engineering gets pulled away from the core product to build payment integrations 📉 Operations teams drown in managing dozens of PSPs, MIDs, and acquirers 📉 Failed payments, card updates, chargebacks, and reconciliation become a nightmare across multiple providers This is where orchestration changes everything. Instead of building point-to-point integrations with every local payment provider, you get one API that connects to hundreds of payment methods and acquirers globally. 𝗧𝗵𝗲 𝗿𝗲𝘀𝘂𝗹𝘁𝘀 𝘀𝗽𝗲𝗮𝗸 𝗳𝗼𝗿 𝘁𝗵𝗲𝗺𝘀𝗲𝗹𝘃𝗲𝘀: 👉 5-15% lift in acceptance rates through intelligent routing and tokenization 👉 5-20% conversion increases with localized checkout experiences 👉 Reduction in payment operations overhead 👉 New market entry in weeks instead of quarters Payment orchestration isn't more than infrastructure – it's the difference between scaling smoothly and hitting a growth wall that kills momentum. 🔗 If you're curious about the technical details of how orchestration actually works for subscription businesses, Andrey Kononenko breaks down the complete playbook in our latest deep dive 👇